Refund Policy

Effective Date: Jan 19, 2026

LMIA.ca is managed and operated by NextMigrant Inc. ("we," "us," "our"). This Refund Policy outlines the terms and conditions regarding refunds for subscriptions and standalone purchases made through lmia.ca (the "Site").

1. Monthly Subscriptions

Due to the digital nature of our services and the immediate access provided to our resources and tools, monthly subscriptions are non-refundable. By subscribing to a monthly plan, you acknowledge that you will not receive a refund for any partial month or unused portion of your subscription.

2. Yearly Subscriptions

Yearly subscriptions are generally non-refundable. Once a yearly subscription is purchased, the full amount is committed for the duration of the term, except in the specific case of an accidental purchase as outlined in Section 3.

3. Accidental Purchase Policy (Yearly Plans)

If you accidentally purchased a yearly plan, you may request a refund under the following conditions:

• Request Window: The refund request must be submitted by contacting us within seven (7) days of the original purchase date.
• Mandatory Deduction: A minimum of one (1) month of usage will be deducted from the refund amount. This deduction will be equal to our standard monthly plan price.
• Refund Calculation: The total refund amount will be the [Total Yearly Price] minus [Standard Monthly Plan Price].

4. Standalone Purchases

Refunds for standalone or one-time purchases (e.g., specific reports or one-off assessments) may be granted only if:

• The service has not yet been utilized or accessed.
• The order has not yet entered the "processing" stage.

Once a service has been initiated or the processing of your request has begun, the purchase becomes non-refundable.

5. Cancellation and Refund Requests

• No Automatic Refunds: Cancelling your subscription prevents future billing but does not automatically trigger a refund for the current period.
• Manual Review: To request a refund (including accidental yearly purchases), you must contact us directly. All requests are reviewed on a case-by-case basis.

6. Refund Processing

If a refund is approved, it will be processed back to the original method of payment. Please allow 5 to 10 business days for the funds to appear in your account, depending on your financial institution.

7. Contact Us

To submit a refund request or ask questions about this policy, please contact us at:
https://lmia.ca/contact